PhonePe UPI, Payment, Recharge

PhonePe is a payments app that allows you to use BHIM UPI, your credit card &amp; debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline &amp; online stores. You can also invest in mutual funds &amp; buy insurance plans on PhonePe. Get Car &amp; Bike Insurance on our app.<br>Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance &amp; banking needs, and is much better than Internet banking.<br><br><b>Things you can do on PhonePe (Phonepay) App:</b><br><br><b>Money Transfer, UPI Payment, Bank Transfer</b><br>- Money Transfer with BHIM UPI<br>- Manage Multiple Bank Accounts– Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI &amp; 140+ banks.<br><br><b>Make Online Payments</b><br>- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.<br>- Pay for online food orders from Zomato, Swiggy etc.<br>- Pay for online grocery orders from Bigbasket etc.<br>- Pay online for travel booking from Makemytrip, Goibibo etc.<br><br><b>Make Offline Payments</b><br>- Scan &amp; Pay via QR Code at local stores like kirana, food, medicines etc.<br><br><b>Buy/Renew Insurance Policies with PhonePe Insurance App</b><br><br><b>Health &amp; Term Life Insurance</b><br>- Compare/Buy Health &amp; Term life Insurance with monthly premiums<br>- Coverage for individuals, senior citizens &amp; families<br><br><b>Car &amp; Two Wheeler Insurance</b><br>- Browse &amp; get India’s most popular bike &amp; car insurance<br>- Buy/renew your car &amp; bike Insurance in less than 10 minutes<br><br><b>Other Insurance</b><br>- PA Insurance: Insure yourself against accidents &amp; disablement<br>- Travel Insurance: Get international travel insurance for business &amp; leisure trips<br>- Shop Insurance: Insure your shop against fire, theft, natural calamities and burglaries.<br><br><b>PhonePe Lending</b><br><br>Get pre-approved personal loans ready to be disbursed into your bank account through seamless &amp; digital loan onboarding journey.<br><br>Repayment Period: 6 - 36 Months<br>Maximum APR: 30.39%<br><br>Example:<br>Loan Amount: ₹1,00,000<br>Tenure: 12 months<br>Rate of Interest: 24.49% per annum<br>Processing Fee: ₹2,500 (2.5%)<br>GST on Processing Fee: ₹450<br>Total Interest: ₹13,756.27<br>EMI: ₹9,479.69<br>Maximum APR: 30.39%<br>Amount Disbursed: ₹97,050<br>Total Repayment Amount: ₹1,13,756.27<br><br>We offer loans from some of India&#39;s biggest lenders - Aditya Birla, Piramal, IDFC First, L&amp;T Finance, and Credit Saison India.<br><br><b>Mutual Funds &amp; Investments App</b><br>- Liquid Funds: Get higher returns than savings bank <br>- Tax-Saving Funds: save up to ₹46,800 in tax &amp; grow your investment<br>- Super Funds: Achieve financial goals with expert help on our app <br>- Equity Funds: High growth products curated as per risk appetite<br>- Debt Funds: Get stable returns for investments without any lock-in period<br>- Hybrid Funds: Get a balance of growth &amp; stability <br>- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app<br><br><b>Recharge Mobile, DTH</b><br>- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Airtel etc.<br>- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.<br><br><b>Bill Payment</b><br>- Pay Credit Card Bills<br>- Pay Landline Bills<br>- Pay Electricity Bills<br>- Pay Water Bills<br>- Pay Gas Bills<br>- Pay Broadband Bills<br><br><b>Buy PhonePe Gift Cards</b><br>- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline &amp; online outlets and across the PhonePe app.<br><br><b>Manage your refunds</b><br>- Manage &amp; track refunds from your favorite shopping websites on PhonePe.<br>For more details, Visit www.phonepe.com<br><br><b>Permissions for App and reasons</b><br>SMS: to verify Phone number for r